Optimal criteria for eggs
Before you consider Best Egg, ensure that you qualify.
The requirements for personal loans differ among lenders. Best Egg will assess aspects such as your debt-to-income ratio and credit history. Additionally, you must adhere to the following guidelines.
| Age | You must be of legal age to accept a loan in your state, which is usually 18 years or older. |
| Minimum credit score | 580 |
| Residency | Best Egg loans cannot be obtained in:
Additionally, you need to be a U.S. citizen or a permanent resident residing in the U.S. to be eligible. |
| Administrative | Ensure you have a valid email address, a checking account, and a physical address (not merely a PO Box) |
| Minimum income | Best Egg does not reveal its overall minimum income requirement, but to qualify for the lowest rates, you need to earn a minimum of $100,000 annually. |
If you fulfill the basic criteria mentioned above, you will probably have to inform Best Egg about your intended use for the personal loan. Although Best Egg permits borrowers to utilize the loan funds for various purposes, there are specific ways in which you cannot use the money.
| Best Egg loans are available for | Best Egg loans are NOT permitted for use in |
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If Best Egg’s loan options don’t suit your borrowing requirements, make sure to explore other lenders that can assist you in achieving your financial objectives and provide you with the most suitable rates, terms, and amounts.
