Erie insurance is an excellent choice for car and homeowners insurance. It provides affordable rates and receives high marks for customer service. However, it is only accessible in 12 states and the District of Columbia.
Erie reviews: Is Erie a trustworthy insurance company?
Erie is an excellent insurance company to reach out to for insurance quotes. It provides more affordable rates compared to many larger firms while also earning high marks for customer service and reviews.
Erie boasts a superior overall home satisfaction rating from J.D. Power, surpassing all other companies except for USAA. However, USAA is exclusively available to the military community.
The National Association of Insurance Commissioners (NAIC), which assesses verified complaints, also awards Erie positive ratings. In 2023, Erie recorded fewer confirmed home and auto complaints than the average for its size.
A quick overview of Erie customer service ratings
| Rating | Erie’s score | Industry average |
|---|---|---|
| Overall satisfaction with automobiles (the higher, the better) | 855 | 820 |
| Overall satisfaction with your home (the higher, the better) | 856 | 819 |
| Auto complaint score (the lower, the better) | 0.93 | 1.0 |
| Home complaint score (the lower, the better) | 0.61 | 1.0 |
| Financial stability | A+ by AM Best | A+ is the second-highest possible rating |
What is the cost of car insurance quotes from Erie?
On average, Erie’s car insurance quotes are $497 annually, which breaks down to about $41 monthly for liability coverage. For full coverage, the average quotes are $1,270 per year, or $106 each month.
These prices are 36% lower than the national averages.
Car insurance rates in Erie, categorized by state
Erie is accessible in just 12 states along with the District of Columbia. The rates for full coverage vary from $786 annually in North Carolina to $1,779 each year in the district.
Car insurance rates in Erie vary by state
| State | Liability coverage | Full coverage |
|---|---|---|
| District of Columbia | $660 | $1,779 |
| Illinois | NA | NA |
| Indiana | NA | NA |
| Kentucky | NA | NA |
| Maryland | $891 | $1,730 |
| New York | $868 | $1,678 |
| North Carolina | $317 | $786 |
| Ohio | $318 | $929 |
| Pennsylvania | $338 | $1,161 |
| Tennessee | $437 | $1,288 |
| Virginia | $450 | $1,086 |
| West Virginia | $399 | $1,272 |
| Wisconsin | $293 | $991 |
Is Erie a good option for drivers who have a ticket, accident, or DUI?
Erie offers low rates, making it a great company for drivers with a ticket, accident, or DUI to reach out to for a quote.
For full coverage, Erie charges drivers with a speeding ticket $1,456 annually, which breaks down to $121 monthly. This is 40% lower than the national average.
Erie insurance quotes for drivers who have had a prior accident are 45% less than the national average.
Additionally, its rates for drivers with a DUI are 40% below the national average.