Insurance premiums for drivers who have had a previous incident
| Prior incident | Erie’s annual rate | U.S. average |
|---|---|---|
| Speeding ticket | $1,456 | $2,427 |
| At-fault accident | $1,597 | $2,930 |
| DUI | $2,172 | $3,626 |
Is Erie a good choice for young drivers?
Erie is an excellent car insurance provider for young drivers, as it provides affordable rates. For instance, the company charges 18-year-olds $1,264 annually for liability coverage. This amount is 48% lower than the national average.
| Type of policy | Erie’s annual rate | U.S. average |
|---|---|---|
| Liability | $1,264 | $2,433 |
| Full coverage | $3,086 | $5,824 |
Does Erie provide discounts on car insurance?
Erie already has competitive rates, but it also offers several car insurance discounts that can help you save even more.
The biggest savings can be achieved by bundling your home insurance with an Erie auto policy.
Here are some additional discounts you might find on your Erie quote:
- Vehicle safety: You may qualify for a discount if your vehicle is equipped with airbags, an anti-theft system, and/or anti-lock brakes.
- One-time payment: Similar to many other insurers, Erie offers a lower rate if you pay your premium in full upfront.
- Driver training: Young drivers under 21 can receive a discount for finishing a state-approved driving training course.
- College student at school: Parents can benefit from a discount when their child goes to school without a vehicle.
Many other insurance providers offer similar discounts to Erie. However, the specifics and availability of each discount can differ by company and state.
What does Erie car insurance include?
Erie’s standard policies provide the essential car insurance coverage that most individuals require at reasonable prices. Additionally, Erie offers distinctive protections that typically don’t add much to your premium.
The Rate Lock feature from Erie safeguards you against future rate hikes. Your rate remains unchanged until you make significant alterations to your policy, such as adding a vehicle or relocating.
Other unique coverages from Erie consist of:
- Pet coverage, which covers the costs of treating injuries your pet sustains in a car accident.
- Zero-deductible glass repair included with collision coverage.
- Up to $350 for personal items in your vehicle, also part of collision and comprehensive coverage.
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