3.Best store credit card for bad credit – Amazon Secured Card
Credit limit: $100 to $1,000
The Amazon Secured Card stands out as the top store card for individuals with bad credit, allowing you to earn a generous 2% back on purchases at Amazon.com and Whole Foods Market if you have an eligible Prime membership (which costs $14.99 monthly or $139 annually, and $7.49 monthly or $69 annually for students). Additionally, it features an impressively low non-variable APR of 10.00%. This is the lowest APR available among the credit cards discussed in this article.
Credit-building features include:
- Regular account reviews (after 12 months of responsible usage, you might qualify to receive your deposit back and upgrade to the Amazon Store Card)
- Reports your credit history to the three major credit bureaus
- Below-average APR for those looking to build credit
- Free access to your credit score
| Annual Fee | Rewards Rate | Regular Purchase APR | Recommended Credit |
|---|---|---|---|
| $0 | 2% cash back | 10.00% non-variable |
300-600 Limited / Poor
|
Card Information
- No yearly fee
- A minimum security deposit of $100, up to $1,000
- Join Prime to receive 2% back on Amaz
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