6.Best student credit card for bad credit – Capital One Savor Student Cash Rewards Credit Card
Credit limit: No need for a security deposit
The Capital One Savor Student Cash Rewards Credit Card is a fantastic option for students looking to build their credit and earn rewards at the same time. It offers a generous rewards rate on various common spending categories for students, all while having a $0 annual fee. Additionally, you can receive $100 Cash Back after spending $300 within the first three months.
Credit-building features:
- Reports credit history to the three major credit bureaus
- Complimentary credit score access
| Annual Fee | Rewards Rate | Regular Purchase APR | Recommended Credit |
|---|---|---|---|
| $0 | 1% – 8% cash back | 19.24% – 29.24% (Variable) |
600-660 Fair
|
Card Information
- Get unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), as well as on dining, entertainment, and popular streaming services, plus 1% on all other purchases.
- Early Spend Bonus: Receive $100 when you spend $300 within the first three months.
- Rest easy with $0 Fraud Liability, ensuring you won’t be held accountable for unauthorized charges.
- Enjoy no annual fee, no foreign transaction fees, and no hidden fees.
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you can access Capital One’s best prices on thousands of travel options. Terms apply.
- You can earn up to $500 a year by referring friends and family when they get approved for a Capital One credit card.
- Receive 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal.
- Build your credit responsibly with this card.
- Whether you are attending a 4-year university, community college, or another higher education institution, this card could be a great fit for you.
- For Capital One products mentioned on this page, some benefits may be provided by Visa® or Mastercard® and can vary by product. Please refer to the respective Guide to Benefits for more details, as terms and exclusions apply.
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