4.Best travel credit card for bad credit -Capital One Quicksilver Secured Cash Rewards Credit Card
Credit limit: Make a refundable security deposit of $200 to receive a minimum initial credit line of $200
The Capital One Quicksilver Secured Cash Rewards Credit Card provides a fantastic cash back rate on purchases — and an even better rate for hotel and car rentals made through Capital One’s travel booking platform. This is quite uncommon for cards aimed at those with limited or poor credit. Additionally, it has a $0 annual fee and no foreign transaction fees, making it a great option for international travel.
Credit-building features:
- You can be automatically considered for a higher credit limit in just six months without needing to make an extra deposit.
- It reports your credit history to the three major credit bureaus.
- You also get complimentary access to your credit score.
| Annual Fee | Rewards Rate | Regular Purchase APR | Recommended Credit |
|---|---|---|---|
| $0 | 1.5% – 5% Cash Back | 29.74% (Variable) |
300-600 Limited / Poor
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Card Information
- No annual or hidden fees, plus you can earn unlimited 1.5% cash back on every purchase, every day. Check if you’re approved in just seconds.
- To secure at least a $200 initial credit line, simply put down a refundable $200 security deposit.
- Are you building your credit? Using a card like this responsibly can be beneficial.
- Enjoy the peace of mind that comes with $0 Fraud Liability, meaning you won’t be held accountable for unauthorized charges.
- When you use your card responsibly, such as making timely payments, you could earn back your security deposit as a statement credit.
- You may be automatically considered for a higher credit line in as little as 6 months without needing to make an additional deposit.
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll find Capital One’s best prices on thousands of travel options. Terms apply.
- Keep an eye on your credit score with CreditWise from Capital One. It’s free for everyone.
- For Capital One products mentioned on this page, some benefits may be provided by Visa® or Mastercard® and can vary by product. Please refer to the respective Guide to Benefits for more details, as terms and exclusions apply.
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